Application for accident benefits dismissed as impairments were caused by pre-existing degenerative disc disease.
The applicant sought statutory accident benefits following a 2020 motor vehicle accident, including income replacement benefits (IRBs), various treatment plans, and an award for unreasonable delay.
The respondent denied the benefits, arguing the applicant's impairments were due to pre-existing degenerative disc disease and a prior 2016 accident.
The Tribunal found the applicant failed to prove her impairments were caused by the subject accident, relying on the respondent's s. 44 assessors who concluded her physical and psychological complaints were not accident-related.
All claims for IRBs, treatment plans, assessments, interest, and an award were dismissed.
The respondent's request for costs was also dismissed.
OLATOntario Licence Appeal TribunalDec 8, 2025