Caregiver benefits denied and expenses awarded to insurer due to applicant's lack of credibility and objective evidence.
The applicant sought caregiver benefits following a minor motor vehicle accident, claiming physical and psychological impairments substantially disabled her from caring for her young daughter.
The arbitrator dismissed the claim, finding the applicant lacked credibility and failed to provide objective medical evidence of a substantial inability to perform caregiving duties.
Surveillance evidence and inconsistencies in testimony further undermined her claim that she incurred caregiving expenses.
The applicant was ordered to pay the insurer's arbitration expenses due to the unmeritorious nature of the claim.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesApr 2, 2003
