Dr. Toneatto

The applicant was injured in a motor vehicle accident and sought statutory accident benefits.

The insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found the applicant suffered a psychological impairment, removing him from the MIG.

The Tribunal approved treatment plans for psychological and psychiatric assessments, as well as a physiotherapy plan, but denied two chiropractic plans.

The applicant was awarded interest on overdue payments, but the claim for a special award under s. 10 of Regulation 664 was dismissed as the insurer's reliance on its medical assessors did not constitute unreasonable behaviour.

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied various treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant argued for removal from the MIG based on chronic pain and psychological impairments.

The Tribunal found the applicant's injuries were predominantly minor, preferring the insurer's medical and psychological assessments which indicated no functional impairment and no accident-related psychological diagnosis.

As the applicant remained within the MIG, the disputed treatment plans were not payable.

Claims for an award and interest were also dismissed.