Application for accident benefits dismissed; applicant failed to establish grounds for removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied various treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The applicant argued for removal from the MIG based on pre-existing conditions, chronic pain, and psychological impairments.
The Tribunal found that while the applicant had pre-existing lower back and knee conditions, she failed to provide compelling medical evidence that these conditions precluded her recovery within the MIG.
The Tribunal also found insufficient evidence of chronic pain with functional impairment or psychological injury.
The application was dismissed.
OLATOntario Licence Appeal TribunalSep 12, 2025