Accident benefits application dismissed; injuries deemed predominantly minor and subject to the $3,500 MIG limit.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming his injuries warranted removal from the Minor Injury Guideline (MIG) due to chronic pain syndrome and psychological impairments.
The respondent denied the benefits, arguing the injuries were predominantly minor soft tissue sprains and strains.
The Tribunal found the applicant's medical evidence, primarily a section 25 assessment, relied heavily on subjective reports and lacked objective findings compared to the respondent's section 44 assessments.
Applying the AMA Guides as an interpretative tool, the Tribunal concluded the applicant failed to establish chronic pain with functional impairment.
The application was dismissed, and the injuries were deemed subject to the $3,500 MIG limit.
OLATOntario Licence Appeal TribunalAug 8, 2025
