Dr. Oren Gozian

The applicant sought statutory accident benefits following a motor vehicle accident.

The insurer denied claims for physiotherapy and a psychological assessment, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found the applicant sustained a psychological impairment, removing her from the MIG.

The Tribunal denied the physiotherapy claims for lack of evidence but granted the psychological assessment and interest on overdue payments.