Applicant removed from Minor Injury Guideline due to accident-related psychological injuries; psychological treatment plans approved.
The applicant was injured in a rear-end motor vehicle accident and sought statutory accident benefits.
The respondent insurer limited the applicant to the $3,500 Minor Injury Guideline (MIG) funding limit.
The Tribunal found that the applicant suffered accident-related psychological injuries, including depression and anxiety, which removed him from the MIG.
The Tribunal ordered the respondent to pay for a psychological assessment and a psychological treatment plan, plus interest on the incurred assessment, but denied the remaining disputed treatment plans as the applicant failed to prove they were reasonable and necessary.
OLATOntario Licence Appeal TribunalJun 9, 2020
