Application for accident benefits dismissed as the applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits for physiotherapy services following a motor vehicle accident.
The respondent insurer denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The adjudicator found that the applicant failed to prove on a balance of probabilities that his injuries warranted removal from the MIG due to a pre-existing condition, chronic pain, or psychological impairment.
As the $3,500 MIG limit had already been exhausted, the treatment plans were not payable.
The application was dismissed.
OLATOntario Licence Appeal TribunalApr 14, 2021
