The applicant was injured in a rear-end motor vehicle accident and sought statutory accident benefits, including income replacement, medical, housekeeping, and examination expenses.
The insurer terminated income replacement benefits, arguing the applicant was malingering.
The arbitrator reviewed extensive medical evidence, surveillance footage, and the applicant's testimony.
The arbitrator found the applicant lacked credibility, noting inconsistencies between his claimed severe impairments, such as a driving phobia, and surveillance showing him driving for hours.
The arbitrator concluded the applicant was exaggerating his symptoms for financial gain and was capable of returning to work.
All claims for benefits and expenses were dismissed.