The applicant was injured in a motor vehicle accident and sought various medical and rehabilitation benefits under the Statutory Accident Benefits Schedule, which the respondent insurer denied.
The Licence Appeal Tribunal found the applicant was entitled to two treatment plans for chiropractic services, as the medical evidence supported her ongoing symptoms from an ankle fracture, and the insurer's expert reports were given little weight.
The Tribunal also approved the unapproved balance of two psychological treatment plans, preferring the treating psychologist's recommendation for 1.5-hour sessions over the insurer's expert's 1.0-hour recommendation.
However, the Tribunal denied a third psychological treatment plan because the applicant failed to attend a scheduled insurer's examination, barring her claim under s. 55(1)(2) of the Schedule.
Claims for travel expenses and an occupational therapy assessment were also dismissed due to insufficient evidence.
The Tribunal declined to order a special award under s. 10 of Reg. 664, finding the insurer's reliance on its expert reports was not unreasonable.