Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing her injuries warranted removal from the Minor Injury Guideline (MIG) due to chronic pain and psychological impairments.
The Licence Appeal Tribunal found the applicant failed to meet her burden of proof.
The medical evidence, including clinical notes from her family physician, did not corroborate her claims of accident-related chronic pain or psychological injury.
The Tribunal preferred the respondent's insurer's examination reports, which concluded the applicant sustained only minor soft tissue injuries that had resolved.
As the applicant remained within the MIG, her claims for various treatment plans and interest were dismissed.
OLATOntario Licence Appeal TribunalNov 13, 2025
