Applicant removed from Minor Injury Guideline due to psychological impairment; psychological treatment plans approved.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that while the applicant's physical injuries were predominantly minor, he had sustained a psychological impairment (adjustment disorder with depressed mood) that removed him from the MIG.
Consequently, the Tribunal approved the treatment plans for a psychological assessment and psychological treatment, along with interest.
The claims for physical therapy were dismissed as not reasonable and necessary.
OLATOntario Licence Appeal TribunalMar 29, 2021
