Non-earner benefit denied due to insufficient evidence and surveillance; chiropractic medical benefit granted for chronic pain.
The applicant sought a non-earner benefit and a medical benefit for chiropractic services following a motor vehicle accident.
The Licence Appeal Tribunal dismissed the claim for a non-earner benefit, finding the applicant failed to prove a complete inability to carry on a normal life, noting insufficient evidence of pre- and post-accident activities and surveillance footage showing her performing daily tasks.
However, the Tribunal granted the medical benefit for chiropractic services, finding it reasonable and necessary as the applicant continued to suffer from accident-related impairments and chronic pain syndrome.
Interest was denied as the treatment had not yet been incurred.
OLATOntario Licence Appeal TribunalSep 8, 2017