Arbitrator awards limited medical and housekeeping accident benefits, rejecting claims for extended treatment and assessment costs.
The applicant was injured in a rear-end motor vehicle accident and sought statutory accident benefits for medical treatment, housekeeping, and an assessment.
The insurer denied the claims.
The arbitrator found that the applicant was entitled to medical benefits for two treatment plans, accepting evidence of ongoing objective signs of injury, but denied further treatment plans due to insufficient evidence of need.
The arbitrator also awarded a nominal housekeeping benefit of $5 per week for a two-month period, finding the applicant's claim of total inability to perform housekeeping for 15 months implausible.
The claim for the cost of a follow-up assessment was denied as no treatment plan was submitted for it.
The insurer was ordered to pay 50% of the applicant's arbitration expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesSep 10, 2007