Application for accident benefits dismissed; proposed chiropractic services and functional abilities evaluation not reasonable and necessary.
The applicant sought statutory accident benefits following a motor vehicle accident, specifically claiming entitlement to treatment plans for chiropractic services and a functional abilities evaluation (FAE).
The Licence Appeal Tribunal dismissed the application, finding that the applicant failed to prove the proposed treatments were reasonable and necessary.
The adjudicator gave little weight to the applicant's chronic pain diagnosis, noting it did not meet the AMA Guides criteria and was contradicted by surveillance evidence showing the applicant engaging in full-time studies and physical activities without visible pain.
The Tribunal also dismissed the applicant's procedural motions to exclude the respondent's surveillance and insurer's examination reports.
OLATOntario Licence Appeal TribunalMay 25, 2026