Application for medical benefits dismissed as injuries fell within the Minor Injury Guideline.
The applicant was injured in a motor vehicle accident and subsequently in a bicycle accident.
He sought medical benefits for chiropractic treatment, which the insurer denied on the basis that his injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant's physical injuries were predominantly minor and that he failed to prove on a balance of probabilities that he suffered from a psychological injury or a pre-existing condition that would remove him from the MIG.
As the $3,500 MIG limit was exhausted, the Tribunal dismissed the claims for further medical benefits and interest.
OLATOntario Licence Appeal TribunalJun 9, 2020
