The appellant was injured in a motor vehicle accident and received income replacement benefits until returning to work.
The insurer sent a letter discontinuing benefits and warning of a two-year limitation period to dispute the refusal.
The appellant later stopped working due to her injuries and sought reinstatement of benefits, which the insurer denied as statute-barred.
The Court of Appeal upheld the summary judgment dismissing the action, confirming that the limitation period began running upon the valid refusal of benefits, and was not delayed by the temporary return to work provision in the Statutory Accident Benefits Schedule.
