Claims for accident benefits dismissed as applicant failed to prove injuries warranted removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied treatment plans for physiotherapy and a psychological assessment on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued that the respondent's denial notices were non-compliant with s. 38(8) of the Schedule, and therefore the treatment plans were payable under s. 38(11).
The Tribunal found that the respondent's denial notices were compliant and that the applicant failed to provide sufficient medical evidence to prove his injuries warranted removal from the MIG.
The Tribunal dismissed the claims for the treatment plans, interest, and an award for unreasonable delay.
OLATOntario Licence Appeal TribunalJan 19, 2026