Caregiver benefits denied due to exaggerated symptoms, but limited housekeeping and medical expenses awarded.
The applicant was injured in two motor vehicle accidents in 1995 and sought statutory accident benefits, including caregiver benefits, housekeeping expenses, and medical/rehabilitation costs.
The insurer terminated caregiver benefits in 1996 based on surveillance and medical assessments suggesting the applicant was exaggerating her symptoms.
The arbitrator dismissed the claim for ongoing caregiver benefits, finding the applicant's evidence unreliable and her limitations overstated.
However, the arbitrator partially granted the claims for housekeeping expenses, recognizing some ongoing impairment, and ordered the insurer to pay outstanding medical, chiropractic, and transportation expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesFeb 18, 1999
