Claims for weekly benefits and housekeeping expenses denied as applicant did not suffer substantial inability.
The applicant was injured in a rear-end motor vehicle accident while she was a full-time law student and pregnant.
She applied for statutory accident benefits, claiming weekly income benefits and housekeeping expenses.
The arbitrator found that while the applicant sustained soft tissue injuries, she did not suffer a substantial inability to perform her essential tasks as a student and homemaker, as she successfully completed her studies and her husband performed the household chores.
The claim for housekeeping expenses was also denied because the husband's services were provided out of love and duty, and did not constitute a compensable expense under the Schedule.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesOct 20, 1995