Application for income replacement benefits dismissed due to lack of contemporaneous medical evidence supporting disability.
The applicant sought Income Replacement Benefits (IRBs) following a motor vehicle accident, claiming a substantial inability to perform his pre-accident essential tasks as a security guard due to a knee injury.
The respondent insurer terminated the benefits based on an insurer's examination concluding the knee issues were not causally related to the accident.
The Licence Appeal Tribunal dismissed the application, finding the applicant failed to provide contemporaneous medical evidence demonstrating an inability to perform the essential tasks of prolonged sitting and walking during the disputed period, noting he had engaged in sedentary work and later took a physically demanding job.
OLATOntario Licence Appeal TribunalApr 26, 2021
