Minor applicant awarded accident benefits for psychological and occupational therapy, plus a $2,000 unreasonable delay award.
The applicant, a minor injured in a motor vehicle accident, sought various statutory accident benefits that were denied by the respondent insurer.
The Tribunal found the applicant was entitled to treatment plans for psychological services, occupational therapy, a neuropsychological assessment (subject to the $2,000 statutory cap), and other goods and services including karate and skating lessons.
The Tribunal denied the claim for physiotherapy services, finding the reported pain was psychosomatic and decreasing.
The Tribunal also awarded $2,000 under section 10 of Regulation 664, finding the respondent unreasonably delayed and withheld benefits by ignoring medical recommendations and failing to provide ordered productions.
OLATOntario Licence Appeal TribunalOct 14, 2025