Treatment plans for physiotherapy and kinesiology approved; adjudicator preferred treating physician's evidence over insurer's examinations.
The applicant sought entitlement to statutory accident benefits for physiotherapy, massage, and kinesiology treatment plans following a motor vehicle accident.
The respondent insurer denied the plans based on independent medical examinations suggesting the applicant's ongoing complaints were subjective or related to pre-existing trauma.
The Tribunal found the treatment plans reasonable and necessary, preferring the corroborative evidence of the applicant's treating family physician and s. 25 assessors over the respondent's experts.
The applicant was awarded both treatment plans and interest on overdue benefits.
OLATOntario Licence Appeal TribunalMay 20, 2026
