Dr. Andrea Kilgour

The applicant sought statutory accident benefits following a motor vehicle accident, claiming psychological impairments warranted removal from the Minor Injury Guideline (MIG).

The Tribunal found the applicant's injuries were predominantly minor soft-tissue injuries, rejecting the applicant's psychological expert evidence due to reliance on self-reporting and symptom magnification.

The Tribunal also held that the insurer's denial notices were compliant with the Schedule, and the disputed treatment plans were not payable.

The application was dismissed, and the respondent's request for costs due to the applicant's late filing of submissions was denied.