The applicant sought statutory accident benefits following a 2018 motor vehicle accident.
The insurer denied the claims and raised a preliminary issue regarding the two-year limitation period.
The Tribunal found that the claims for income replacement benefits and a psychological assessment were time-barred, but allowed the claims for other medical and rehabilitation benefits to proceed due to the Covid-19 limitation period extension under O. Reg. 73/20.
On the merits, the Tribunal dismissed the claims for medical benefits, finding the applicant failed to prove they were reasonable and necessary given his significant pre-existing chronic pain and active post-accident lifestyle.
Claims for an award, interest, and costs were also dismissed.