Elizabeth Gutierrez Nadal

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied claims for chiropractic services and income replacement benefits, asserting the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Licence Appeal Tribunal found that the applicant failed to prove his injuries warranted removal from the MIG based on pre-existing conditions, chronic pain, or psychological impairment.

As the $3,500 MIG limit was exhausted, the claims for chiropractic services were dismissed.

The claim for income replacement benefits was also dismissed due to a lack of evidence.

Consequently, claims for an award and interest were denied.

The applicant sought statutory accident benefits following a motor vehicle accident.

The central issue was whether her injuries fell outside the Minor Injury Guideline (MIG) due to a claimed concussion, psychological disorder, chronic pain, or pre-existing temporomandibular joint condition.

The Tribunal found insufficient medical evidence to substantiate a formal diagnosis of a concussion, adjustment disorder, or chronic pain causing functional impairment.

As the applicant's injuries were deemed predominantly minor and the $3,500 MIG limit had been exhausted, the disputed medical benefits were denied.

Claims for an income replacement benefit were withdrawn, and requests for an award and interest were dismissed.