The applicant was injured in a motor vehicle accident and sought non-earner benefits and medical and rehabilitation benefits from the respondent insurer.
The Tribunal found that the applicant did not suffer a complete inability to carry on a normal life, as her pain did not practically prevent her from engaging in her pre-accident activities, and dismissed the claim for non-earner benefits.
However, the Tribunal found that several of the disputed treatment plans for physiotherapy, chiropractic, acupuncture, and massage services were reasonable and necessary to treat her lingering pain.
The applicant was awarded the approved medical benefits along with interest on overdue amounts.