The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.
Due to conflicting information regarding his employment status, the insurer requested an election of benefits.
The applicant elected to receive income replacement benefits (IRBs).
After the insurer denied the IRBs, the applicant attempted to re-elect to receive non-earner benefits (NEBs).
The Tribunal held that under section 35(3) of the Schedule, an election is final and can only be changed if the applicant is determined to have sustained a catastrophic impairment.
As there was no catastrophic impairment, the applicant was not entitled to re-elect NEBs.