Bianca F. Hosseini

The Applicant sought various medical and rehabilitation benefits following a motor vehicle accident.

The Tribunal found that the Applicant was barred from disputing several treatment plans because she failed to apply within the two-year limitation period, noting the insurer's denials were compliant with the requirements in Smith v. Co-operators.

For the remaining treatment plans, the Tribunal dismissed the claims, finding the Applicant failed to provide contemporaneous medical evidence demonstrating that the proposed multidisciplinary, neurological, physiotherapy, and psychological treatments were reasonable and necessary.

The applicant sought statutory accident benefits following a motor vehicle accident, claiming severe physical and psychological impairments.

The respondent denied the benefits, arguing the injuries fell within the Minor Injury Guideline (MIG).

The Licence Appeal Tribunal found that the applicant failed to demonstrate his injuries, including alleged psychological impairments and concussion symptoms, fell outside the MIG.

The tribunal also dismissed the claim for non-earner benefits, as the applicant provided no evidence of a complete inability to carry on a normal life.

All claims for medical benefits, transportation expenses, interest, and an award were dismissed.