The applicant sought statutory accident benefits following a motor vehicle accident, including income replacement benefits (IRBs) and medical benefits for chiropractic treatment.
The respondent denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant suffered predominantly minor injuries and failed to provide compelling medical evidence to warrant removal from the MIG.
The Tribunal also dismissed the claims for IRBs, finding no evidence of a substantial inability to perform the essential tasks of employment, and concluded the disputed treatment plans were not reasonable and necessary.