The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant's pre-existing injuries, which were exacerbated by the accident, warranted removal from the MIG.
The Tribunal approved five treatment plans for physiotherapy, finding them reasonable and necessary to address the applicant's ongoing pain and functional limitations.
However, a treatment plan for a social work assessment was denied, as the applicant had largely returned to pre-accident activities and the proposed hourly rate exceeded the professional services guideline.
Interest was awarded on the overdue physiotherapy benefits.
