The plaintiff brought a class action alleging that the defendant insurer wrongfully deprived insureds of trip cancellation benefits by offering non-monetary compensation such as credits or vouchers.
On consent, the court certified a single threshold common issue regarding the interpretation of the travel insurance policy and dismissed the claim against the parent bank.
The court found that certifying a single threshold common issue, with the possibility of further common issues later, was an efficient procedure akin to a Rule 21 motion.
