The defendant payment processor brought a motion for summary judgment dismissing the plaintiff’s claim arising from a disputed credit card transaction.
The court held that the processor acted in accordance with its contractual obligations with merchants and credit card companies and had no contract or duty of care toward the plaintiff in the circumstances.
The merchant elected to pursue collection directly from the plaintiff rather than continue the chargeback process.
The court further found the claim was commenced well outside the applicable two‑year limitation period.
Summary judgment was granted dismissing the action against the processor with costs.
