The applicant was struck by a vehicle and accepted a $3,000 cash settlement from the driver, signing an agreement not to pursue insurance claims.
Over a year later, after losing her job and access to collateral benefits, she applied for statutory accident benefits.
The insurer argued she was barred from proceeding due to her failure to notify them within seven days of the accident.
The Tribunal found the applicant's explanations for the delay were not credible or reasonable, noting she consciously chose the cash settlement and only sought benefits when her circumstances changed.
The application was dismissed as statute-barred.