Alexandra Cohen

The Applicant was injured in a rear-end motor vehicle accident and sought accident benefits from the Insurer.

The Insurer denied various treatment plans on the basis that the Applicant's injuries fell within the Minor Injury Guideline (MIG).

The Arbitrator found that the Applicant's injuries fell outside the MIG due to chronic pain, psychological impairments, and radicular symptoms.

The Arbitrator approved several treatment plans for chronic pain assessment, psychological assessment and treatment, active treatment, and a home assessment, while denying others as duplicative or unnecessary.

The Applicant was also awarded interest on overdue payments.

The applicant was injured in a rear-end motor vehicle accident and sought statutory accident benefits from the insurer.

The insurer denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).

The arbitrator found that the applicant's ongoing chronic pain and worsening psychological condition, which interfered with her functioning, removed her from the MIG.

The arbitrator approved treatment plans for physical therapy, psychological assessment and treatment, and chronic pain assessment, but denied several other assessments as premature or unnecessary.

The applicant was also awarded interest on overdue benefits.