The Applicant was injured in a motor vehicle accident while riding her bicycle and applied for statutory accident benefits, specifically caregiver benefits.
The Insurer denied the claim.
At arbitration, the Applicant argued she suffered a partial inability to carry on a normal life due to hip pain, balance problems, and anxiety about bicycling.
The Arbitrator found that while the Applicant could perform most household activities, her inability to walk long distances initially and her ongoing inability to ride a bicycle constituted a substantial inability to engage in her pre-accident mobility activities.
The Arbitrator awarded caregiver benefits for the two-year period following the accident, plus interest and expenses.
