The Applicant was injured in a motor vehicle accident and sought income replacement benefits from the Insurer.
At the time of the accident, the Applicant was unemployed and had recently exhausted his severance pay.
He was in the two-week waiting period for Employment Insurance (EI) benefits.
The Insurer denied the claim on the basis that the Applicant was not receiving EI benefits at the time of the accident, as required by section 5(1) of the Statutory Accident Benefits Schedule.
The Arbitrator agreed with the Insurer, finding that the Applicant was not in receipt of EI benefits during the waiting period.
The application for income replacement benefits was dismissed.