The applicant was injured in a motor vehicle accident and sought income replacement benefits.
The insurer terminated the benefits following an insurer's examination.
The applicant filed an appeal with the Licence Appeal Tribunal after the two-year limitation period expired.
The applicant argued the limitation period was void because the insurer failed to provide copies of the examination report to her health practitioners.
The Tribunal found the insurer was not required to provide the reports as it had not requested new disability certificates.
The Tribunal declined to extend the limitation period, finding no reasonable explanation for the delay and no bona fide intention to appeal within the time limit.
The appeal was dismissed as statute-barred.