Accident benefits claims dismissed as applicant's injuries fell within the exhausted Minor Injury Guideline limit.
The applicant was injured in a motor vehicle accident and sought various medical, rehabilitation, and attendant care benefits.
The respondent insurer denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The Licence Appeal Tribunal found that the applicant's physical and psychological injuries were predominantly minor and did not warrant removal from the MIG.
As the $3,500 limit was exhausted, the claims for benefits, interest, a special award, and costs were dismissed.
OLATOntario Licence Appeal TribunalSep 14, 2018