The applicant, the deceased’s common-law spouse, sought dependant’s support under Part V of the Succession Law Reform Act after the deceased left her nothing in his will and the estate had insufficient assets to provide support.
The principal issue was whether the proceeds of a group life insurance policy payable to a designated beneficiary could be treated as part of the estate pursuant to s.72(1)(f.1) of the SLRA.
The court found the applicant was a dependant who had received inadequate provision for support and held that the group life insurance proceeds were deemed to form part of the estate for purposes of a dependant’s support claim.
Considering legal and moral obligations and the applicant’s contributions to the deceased’s welfare and finances, the court ordered a lump‑sum support payment from the insurance proceeds.
The balance of the policy was awarded to the named beneficiary.