The applicant sought non-earner benefits following a motor vehicle accident.
The insurer denied the benefits based on an independent chiropractic examination.
The insurer argued that the applicant failed to commence a mediation proceeding within the two-year limitation period under section 56 of the Statutory Accident Benefits Schedule.
The applicant had requested to add the issue to an existing mediation via letter before the limitation period expired, which was common practice, but did not file a formal Application for Mediation until after the deadline.
The Arbitrator applied the Dispute Resolution Practice Code's rules on broad interpretation and defects in form, finding that the letter validly commenced the mediation proceeding.
The applicant was not barred from proceeding with her claim.