The applicant was injured in a motor vehicle accident and received income replacement benefits (IRBs) until he returned to work, at which point the insurer terminated the benefits.
More than two years later, the applicant sought reinstatement of the IRBs and applied to the Tribunal.
The insurer raised a preliminary issue that the application was statute-barred.
The Tribunal found that the insurer's initial denial was clear, unequivocal, and provided valid reasons, thereby triggering the two-year limitation period.
The Tribunal declined to extend the limitation period under section 7 of the LAT Act, finding the 10-month delay excessive and without compelling excuse.
The application for IRBs was dismissed as statute-barred.