Released Date: 12/17/2020
In the matter of an Application pursuant to subsection 280(2) of the Insurance Act, RSO 1990, c I.8., in relation to statutory accident benefits.
Between:
A.C.
Applicant
and
Aviva Insurance Canada
Respondent
DECISION
ADJUDICATOR:
Jeffrey Shapiro, Vice Chair
APPEARANCES:
For the Applicant:
A.C., Self-Represented
For the Respondent:
J.C. Rioux and Danielle Ralph, Counsel
Court Reporter:
Jane Buick, JB Pro Court Reporting Services
HEARD:
In-Person on December 3, 4 and 5, 2019, with closing submissions completed December 20, 2019
OVERVIEW
1A.C. was injured in an automobile accident on October 6, 2014 and sought a Non-Earner Benefit (“NEB”) and other benefits from Aviva Insurance Canada (“Aviva”) under the Statutory Accident Benefits Schedule - Effective September 1, 2010 (O. Reg. 34/10, the ''[Schedule](https://www.canlii.org/en/on/laws/regu/o-reg-34-10/latest/o-reg-34-