Financial Services Commission des
Commission services financiers
of Ontario de l’Ontario
Neutral Citation: 2017 ONFSCDRS 73
FSCO A16-001934
BETWEEN:
ALI KHURAM
Applicant
and
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Insurer
REASONS FOR DECISION
Before:
Arbitrator Marshall Schnapp
Heard:
In person at ADR Chambers on March 6, 2017
Appearances:
Ms. Katarzyna Grzybowski, Licensed Paralegal, and Ms. Karly Hoar, Licensed Paralegal, participated for Mr. Ali Khuram
Ms. Christine Galea, Lawyer, participated for State Farm Mutual Automobile Insurance Company
Issues:
The Applicant, Mr. Ali Khuram, was injured in a motor vehicle accident on February 28, 2014 and sought accident benefits from State Farm Mutual Automobile Insurance Company (“State Farm”), payable under the Schedule.1 The parties were unable to resolve their disputes through mediation, and Mr. Khuram applied for arbitration at the Financial Services Commission of Ontario under the Insurance Act, R.S.O. 1990, c. I.8, as amended.
The issues in this Hearing are:
Should the Applicant`s Application for Arbitration be dismissed?
Should any party be awarded costs or expenses in this matter?
Result:
The Applicant’s Application for Arbitration is dismissed.
No party shall be awarded costs or expenses in this matter.
EVIDENCE AND ANALYSIS:
The Hearing for this matter was held in person at ADR Chambers on March 3, 2017. Ms. Grzybowski and Ms. Hoar represented the Applicant, and Ms. Galea represented the Insurer. The representatives advised that on consent, the parties agreed to a dismissal of the Application for Arbitration, without costs.
On consent of both parties, Mr. Khuram’s Application for Arbitration is hereby dismissed.
EXPENSES:
I have been advised by counsel that they have agreed that no expenses will be payable by either party for this matter.
March 13, 2017
Marshall Schnapp
Arbitrator
Date
Financial Services Commission des
Commission services financiers
of Ontario de l’Ontario
Neutral Citation: 2017 ONFSCDRS 73
FSCO A14-001934
BETWEEN:
ALI KHURAM
Applicant
and
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Insurer
ARBITRATION ORDER
Under section 282 of the Insurance Act, R.S.O. 1990, c.I.8, as it read immediately before being amended by Schedule 3 to the Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014, and Ontario Regulation 664, as amended, it is ordered that:
Mr. Khuram’s Application for Arbitration is dismissed.
No party shall be awarded costs or expenses in this file.
March 13, 2017
Marshall Schnapp
Arbitrator
Date
Footnotes
- The Statutory Accident Benefits Schedule - Effective September 1, 2010, Ontario Regulation 34/10, as amended.

