Financial Services Commission des
Commission services financiers
of Ontario de l’Ontario
Neutral Citation: 2014 ONFSCDRS 148
FSCO A13-003427
BETWEEN:
LAUREN CANILLAS
Applicant
and
STATE FARM MUTUAL AUTOMOBILE
INSURANCE COMPANY
Insurer
DECISION ON EXPENSES
Before: Edward Lee
Heard: Written submissions received by April 30, 2014
Appearances: Nothing was submitted on behalf of Ms. Canillas
Patricia Horak for State Farm Mutual Automobile Insurance Company
Issues:
The Applicant, Lauren Canillas, was injured in a motor vehicle accident on July 12, 2011. In a decision dated March 31, 2014, I dealt with her claims for statutory accident benefits under the Schedule.1 I made the following order, while reserving on the issue of expenses:
- The application was dismissed.
The issue in this further hearing is:
- Which party is entitled to its expenses incurred in respect of this arbitration hearing?
Result:
State Farm is entitled to expenses incurred in respect of this arbitration hearing.
Lauren Canillas shall pay the amount of $750.00 to State Farm, inclusive of all fees, disbursements, and taxes.
EVIDENCE AND ANALYSIS:
The applicant, Lauren Canillas, appeared neither at her resumption of pre-hearing discussion nor at her arbitration hearing. She presented no evidence in regard to her application for benefits under the Schedule. State Farm did attend and was entirely successful in regard to the arbitration hearing. I find it is entitled to the reasonable expenses arising out of this matter.
State Farm submitted a Bill of Costs, but Ms. Canillas made no submissions.
Taking into account the Bill of Costs submitted by State Farm, and the fact that three different matters had been heard jointly on the same date, I find State Farm is entitled to expenses in the amount of $750.00, inclusive of all fees, disbursements and taxes.
September 17, 2014
Edward Lee
Arbitrator
Date
Financial Services Commission des
Commission services financiers
of Ontario de l’Ontario
Neutral Citation: 2014 ONFSCDRS 148
FSCO A13-003427
BETWEEN:
LAUREN CANILLAS
Applicant
and
STATE FARM MUTUAL AUTOMOBILE
INSURANCE COMPANY
Insurer
ARBITRATION ORDER
Under section 282 of the Insurance Act, R.S.O. 1990, c.I.8, as amended, it is ordered that:
- Ms. Canillas shall pay State Farm the amount of $750.00, inclusive of all fees, disbursements and taxes.
September 17, 2014
Edward Lee
Arbitrator
Date
Footnotes
- The Statutory Accident Benefits Schedule — Effective September 1, 2010, Ontario Regulation 34/10, as amended.

