Neutral Citation: 2001 ONFSCDRS 52
FSCO A00-000471
FINANCIAL SERVICES COMMISSION OF ONTARIO
BETWEEN:
MING SHAN XIAO
Applicant
and
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Insurer
REASONS FOR DECISION
Before:
David Leitch
Heard:
February 21 and 22, 2001, at the Offices of the Financial Services Commission of Ontario in Toronto.
Appearances:
Roland Spiegel for Mr. Xiao
Patrick Ho for State Farm Mutual Automobile Insurance Company
Issues:
The Applicant, Ming Shan Xiao, was injured in a motor vehicle accident on July 18, 1999. He applied for and received statutory accident benefits from State Farm Mutual Automobile Insurance Company ("State Farm"), payable under the Schedule.1 Disputes developed between the parties which they were unable to resolve through mediation, and Mr. Xiao applied for arbitration at the Financial Services Commission of Ontario under the Insurance Act, R.S.O. 1990, c.I.8, as amended.
The issues in this hearing are:
- Is State Farm liable to pay Mr. Xiao benefits pursuant to section 24 and 14 of the Schedule for assessments performed