The appellant bank appealed a Small Claims Court decision awarding the respondent $25,000 in damages for an allegedly improper power of sale.
The trial judge found the bank failed to provide proper notice under the Mortgages Act because it sent the notice of sale to the mortgaged property, knowing the mortgagors were out of the country.
The Divisional Court allowed the appeal, holding that under s. 33(1) of the Mortgages Act, a mortgagee is entitled to serve the notice of sale at the specific address provided for service in the mortgage document, regardless of whether the mortgagee knows the mortgagor is living elsewhere.
The trial judgment was set aside.