The appellant, an apple grower, appealed AGRICORP's calculation of his crop insurance claim under the 1998 Apple Production Plan.
The appellant's orchard suffered both frost and hail damage, and he argued that the claim settlement was improperly calculated and that the contract was an 'open contract' because the payout methodology for multiple perils was not clearly explained.
The Tribunal found that the contract was not an open contract and that its terms were outlined in the Plan.
The Tribunal concluded that AGRICORP calculated the claim correctly and consistently with the contract, applying the hail rider first and then calculating the frost damage after harvest, including a bumper crop settlement that increased the payout.
The appeal was denied.