The applicant was riding his bicycle when he was struck in the face by a beer bottle thrown by the driver of a passing pickup truck.
The insurer denied statutory accident benefits on the basis that the incident was an assault, not an 'accident' under the Schedule.
The arbitrator found that the moving truck was not merely a platform for the assault, but that its velocity significantly contributed to the force of the bottle shattering on the applicant's face.
The arbitrator concluded that the use and operation of the truck directly caused the injuries, and therefore the incident met the definition of an accident.