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Appeal dismissed; tripping on roadway immediately after disembarking from bus constitutes an accident under SABS.
The appellant insurer appealed an arbitrator's decision finding that the respondent was involved in an 'accident' under the Statutory Accident Benefits Schedule.
The respondent tripped and fell on a raised hump of asphalt immediately after disembarking from a bus that had stopped on the roadway instead of the curb.
The Director's Delegate dismissed the appeal, upholding the arbitrator's finding that the bus created or added to the risk, and the disembarkation was not yet complete, making the use or operation of the bus a direct cause of the injuries.
